Long Term Care Insurance

More than half of the U.S. population will require long-term care at some point in their lives, and it is not only of concern or retirees or the elderly. Only about 60% of recipients are older than sixty-five, and nearly 40% of are between eighteen and sixty-four. They may not be sick, but are unable to handle the every-day basics of eating, dressing or walking. Care may require adult daycare, home healthcare, a nursing home, assisted living, respite care, hospice, or even an Alzheimer’s facility.

Out-of-pocket costs for these services can be prohibitive, and is the greatest threat to financial security. Medicaid may provide some services for those with limited incomes, but usually will not cover in-home care, a private room, or assisted living.

A long term care insurance policy can only be cancelled for nonpayment, and it is guaranteed renewable for life.

Howard will guide you to the right carrier.

 



Are you ready to take the next step and speak with a financial professional?

For decades insurance has been a necessary evil – a piece of financial protection that wise individuals won’t live without. And while it’s always been considered part of “financial planning”, most of the planning relates to the individual becoming disabled or meeting an untimely death and making arrangements for the family’s financial security if the unthinkable occurs.

Now families, individuals and business owners can add insurance products to their active financial planning tool kits –to improve their lifestyles, to increase their own net worth, and to enjoy life and prosperity even while they plan for retirement.

Learn more about the Circle of Wealth and the positive impact insurance products can have right now — not only when the unthinkable happens.

Discover a new way to look at saving.



FOR YOUR BUSINESS

Guide Your Business. Protect Your Key People. Learn and Implement The Financial Strategies Of The Wealthy.

InsurAtlanta will help you learn more about Group Health Insurance, Business Continuation Insurance, and 401(k) and 403(b) Plans.


Discover A New Way To Look At Saving


A successful retirement can happen sooner than you think

InsurAtlanta, Inc., is an Atlanta-based agency advising clients on purchasing health, life, and disability insurance coverage, long-term care coverage, as well as customized plans for their financial future. InsurAtlanta brings more than two decades of extensive experience in long-term insurance and retirement planning for individuals, professionals, small business owners and families.

InsurAtlanta's Howard L. Silvermintz is both a Chartered Life Underwriter® (CLU), offering expertise on risk management to clients on topics like financial planning, insurance law, estate planning, and business planning; and a Chartered Financial Consultant® (ChFC), focusing on financial planning disciplines, including insurance, income taxation, retirement planning, investments and estate planning.